• Will your child maintenance be taken into account when you are applying for a mortgage?

    In January 2016 the Ipswich Building Society announced that they would consider 100% of income from child maintenance when assessing mortgage affordability.  They join a list of other mortgage lenders, including NatWest and Virgin Money.  However, there are some other banks and building societies that will not take child maintenance into account, or only take a certain proportion of that income into account.   This new approach by Ipswich Building Society will make it easier for separated parents to obtain a mortgage but the child maintenance does need to be supported by the Child Maintenance Service (the successor of the …

    Read more
  • When to go to back to court regarding maintenance

    A maintenance order is part of the outcome in many divorce cases. These maintenance orders can be time limited, or they can continue during the joint lives of the former spouses until an event, such as the receiving party’s remarriage, terminates the payments.   Whilst these payments are initially ordered on a “joint lives” basis, maintenance orders are always capable of being reviewed and varied. Over the past two years, there has been a significant shift in judicial thinking when it comes to maintenance orders. A joint lives order was almost a certainty for an economically weaker party divorcing in …

    Read more
1