• Letter of wishes

    Writing a Will can be tricky, but trying to understand a loved one’s Will and the reasons for their decisions after their death can be agonising and distressing. A simple letter of wishes can avoid this emotional confusion. A letter of wishes is not a legally binding document.  It is a personal and private document that is designed to sit alongside your Will (which may become a public document after your death) to provide your Executors and Trustees with a guide to help ensure that your personal wishes are carried out. You can write a letter of wishes at any …

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  • Codicil or new Will?

    Most people understand what a Will is. However, not many people know what a Codicil is.  A Codicil is a testamentary document which would be read in conjunction with a Will. A Codicil must comply with the same legal requirements and be executed in the same way as a Will. Codicils should be kept safe with your Original Will.  You might want to make slight changes to your Will, but not change the whole document. A Codicil can be drafted to change specific provisions of a Will but leave the rest of the Will the same.  It could be that …

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  • A Will is for everyone, not just the elderly

    This common misconception means that sometimes people who really should make a Will do not. If you die without a Will, this is called dying intestate. This means that the Intestacy Rules determine who inherits what, which means your loved ones could miss out and a large chunk of your estate could go to HMRC. In order to avoid this situation and to ensure that your estate passes to people of your choice, it is highly recommended that you have a valid Will.          If you live with a partner but are not married or in a civil partnership, and …

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